Ingredients:
1 ½ cups all-purpose flour
1 tablespoon baking powder
1/2 teaspoon salt
1/4 teaspoon black pepper
1/2 cup milk
1/4 cup vegetable oil
2 large eggs
1 cup grated cheese (cheddar or mozzarella)
1 cup finely chopped mixed vegetables (bell peppers, spinach, carrots, etc.)
1/4 teaspoon garlic powder (optional)
To the instructions